Finalists

Best Use of Open Banking Data

Credit Kudos

Credit Passport by CRIF Realtime

HSBC UK / Equifax & AccountScore (an Equifax company)

Oakbrook Finance

Plaid / Canopy

Snoop

Tink / PayPal

Yapily / Salad

Best Customer Experience

loyalBe

Klarna

OP Financial Group

Payit by NatWest

Starling Bank

Open Banking for Good Award

Banked :

BNP Paribas Personal Finance UK / Aryza & Experian

Buddy Payment B.V.

HSBC UK / Equifax & AccountScore (an Equifax company)

Pledjar

Sustainably

Yapily / Salad

Best Third Party Provider (TPP’s)

Ecospend

Moneyhub Enterprise

Payit by NatWest

Plaid

Token.io

TrueLayer

Best Open Banking Payments Implementation

Comma

Nordea

Nuapay

Plaid

Tesco Bank / Mastercard

TrueLayer

Vyne

Tink / Wealthify

Volt

Best Banking-as-a-Service Solution

Bottomline Technologies

Torry Harris Integration Solutions (THIS)

Best Digital Identity Solution

Applied Blockchain

Arkose Labs

Digital Identity Net

Polydigi Tech

Best Open Finance Innovation

Credit Kudos

Currensea

Experian Boost

Moneyhub

Visible Capital

Best Sandbox

Fintech Galaxy (TESOBE)

National Banking and Securities Commission (TESOBE)

Ozone API

#PowerOfTheNetwork Award in association with Open Banking Implementation Entity

Credit Passport by CRIF Realtime

Experian

HSBC UK / Equifax & AccountScore (an Equifax company)

Ordo

Best App Proposition - Consumer

HSBC

loyalBe

Moneyhub

OP Financial Group

Paylink Solutions

Snoop

Best App Proposition - Commercial

9Spokes

ANNA

Armalytix

Bottomline Technologies

Circit

Credit Passport by CRIF Realtime

Best Open Banking Partnership - Consumer

Aiia / Lunar

Credit Kudos / CarFinance 247

HSBC UK / Equifax & AccountScore (an Equifax company)

Moneyhub / Mercer Money

NatWest / Facebook

Tesco Bank / Mastercard

TSB Bank / ApTap

Best Open Banking Partnership – Commercial

Ezbob / Metro Bank

FISPAN / City National Bank

The KBC Partner Hub

Ozone / Tide

Token / BNP Paribas

Yapily / Volt

YTS / Graydon

Open Banking Pioneer Award - Individual

Michelle Beyo

James Bligh

Keith Grose

Chris Michael

Simon Redfern

Sam Seaton

Mr. Open Banking AKA Eyal Sivan

Open Banking Pioneer Award - Organisation

Crif Realtime

Financial Data Exchange

GOFCoE & NatWest Group

Klarna

Konsentus

Open Banking Initiative of Canada (OBIC)

Salt Edge